Kereis Group

For 30 years, we’ve been paving the way in personal insurance for our partners and customers. Discover the brand website!


Individual life insurance and health insurance wholesale broker
Cegema, courtier grossiste multi-spécialiste

Multi-expert wholesale broker

Based in Villeneuve-Loubet (Alpes-Maritimes), Cegema is a wholesale brokerage firm specialising in many aspects of personal insurance, offering its partners a range of personal health insurance products. It has recently branched out into individual life insurance.  

Employing more than 180 members of staff and posting turnover of nearly €35M in 2021, the company notably has a management hub serving 160,000 policyholders and its partner brokers. 

The Kereis subsidiaries offer a comprehensive personal health insurance and life insurance product portfolio to their network of distributor brokers. 

Nos solutions

Nos solutions

Our solutions

Senior health insurance

Whether still working or retired, your health needs change after then age of 55. This is why CEGEMA offers policies tailored to senior customers.

Health insurance for working seniors

With CEGEMA, benefit from comprehensive and complimentary health insurance policies tailored to singles, working families or early retirees regardless of your mandatory insurance scheme (general, self-employed earners, liberal professions, farmers, etc.).

Health insurance for policyholders living in Monaco

Cegema offers comprehensive cover at competitive prices to policyholders who belong to insurance schemes in Monaco.

Loan insurance

Cegema’s credit risk insurance solutions cover all guaranteed capital that you still owe to the bank in the event of Death or Total and Irreversible Loss of Autonomy (TILA).

Funeral plans

Cegema’s funeral plans allow you to prepay and plan ahead for your funeral. In the event of death, your loved ones will receive help and support from an expert. Your decisions and recommendations are respected by your appointed trustee and/or your heirs.

Personal accident insurance

Cover that protects you against the consequences of personal accidents:
– Domestic, leisure and sporting accidents
– Unpaid high-risks sports
– Medical accidents
– Unanticipated events: natural disasters, storms, terrorist attacks, assaults