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The Group

Le Groupe

Our lives are shaped by a succession of important milestones. Some are brought about by our projects, signs of hope, enthusiasm and realisation.

Others are related to life events, which are the cause of uncertainty and even worries.

For 30 years, we have been supporting our customers and our partners through all these key moments.

Our goals

Protecting yourself and investing in your projects should never be a test. At Kereis, we make the quality and transparency of our services a priority. We walk side by side with our customers, our employees and our partners, with with a sustainable development at the heart of our concerns and actions.

As the benchmark broker specialised in life insurance and financing

Life insurance and financing are in our DNA. The expertise of our employees in France, as well as in Spain, Italy and Germany, enables our partners and end customers to benefit from tailor-made solutions combining the best of human and digital worlds. We co-build with our partners the solutions adapted to their needs: design of offers, sale, sales assistance, contract management and service delivery, thanks to the wealth of our brands. Bankers, insurers, specialised financial services, wholesale or proximity brokers, or online brokers gain access to our know-how regardless of their method of distribution.

Digital to simplify and make life easier for our partners and customers

We place at the heart of our strategy the development of tools to facilitate the daily life of each of our partners and policyholders. At every stage of the process of subscribing a service, or from the life of a contract to the management of a claim, we make sure to make as simple as possible what should never be complex. Our innovations speak for us: digital insured space with Cbp4you, Odisea extranet, secure transmission to Cbp of insured data by health insurance provider in case of temporary disability, artificial intelligence solutions (Minalea), IRIS solution for dematerialisation of credit files, CRM of Alto-Informatique in SaaS…

Our key figures

Discover the Group and its activities in a few figures.

€310 million

Of system wide sales

15 million

of protection contracts under management

300

agencies in the French territory

2000

professionals

€7.5 billion

in brokered mortgages

€3.5 billion

in credit risk insurance premiums under management

Our history

Discover the history of our Group in a few key dates: launch of new activities, digital innovations etc.

2021

  • Launch of the first NST life insurance marketplace with iAssure
  • API with CNAM via France Connect, Insee Data
  • Redesign of AltOffice solution on a single platform in SaaS mode
  • Majority shareholding in Minalea, a specialist in artificial intelligence solutions for insurance professionals.

2020

  • Creation of IRIS, solution for the digitalisation of credit portfolios with banks
  • The online claims portal Cbp4you is deployed nationwide in Germany, Austria, Spain and Italy

2018

Launch of new activities:
– wholesale life insurance brokerage business: iAssure
– wholesale broker : iRegroup
cbp launches the first “credit risk insurance” mobile application

2017

  • Acquisition of Ace Crédit, property brokerage
  • cbp, a pioneer in its sector, outsources all of its infrastructure to the Cloud

2016

  • Acquisition of Alto-Informatique, leader in digital solutions for the financing and property business lines
  • Acquisition of Immoprêt, property credit broker

2015

  • Acquisition of Empruntis.com and Empruntis l’Agence
  • Creation of the distribution hub
  • Launch of the non-borrower life insurance business
  • Cbp launches the first online insurance space for borrowers reporting a claim

2014

Creation of cbp Deutschland

2012

Opening of the credit risk insurance activity to individual contracts

2011

Launch of Cbp4you, the first insured digital space in credit risk insurance

2010

cbp España supports its partners in Portugal

2008

  • cbp creates the first credit risk insurance comparator
  • Creation in Spain (Barcelona) of a European platform for consumer credit and loan insurance management
  • Creation in Italy of a prospective model of risk in CQS and CQP (Italian credit risk insurance), allowing to better understand the evolution of risks and to create products adapted to customer needs

2004

Creation of Odisea, the first life insurance extranet dedicated to insurers

2002

cbp creates the first SES@me sales front enabling online enrolment of credit risk insurance, deployed across a national network

1998

cbp develops and manages contracts with an temporary disability work guarantee, introducing the principle of indemnity benefits

1997

cbp deploys an interactive voice server to all policyholders who have made claims 24/7, allowing them to to know the status of payments made

1994

cbp implements Electronic Document Management (EDM) for all management processes

cbp innovates with the redesign of the loss-of-employment insurance product with a single premium and entitlement acquisition device

1991

Creation of the Group

Our values

A group with a human side

Kereis brings together many trades in the world of credit and insurance brokerage; it is present on 16 sites of very different sizes in France and abroad. This configuration gives employees opportunities for geographic mobility, within and between related occupations, as well as opportunities for international development.

The Group is composed of 1,200 women and men:

  • 62% of employees are women ;
  • Average age of employees is 38 years.

At Kereis, every employee is involved in a collective and collaborative adventure.

Groupe Kereis

For a successful work-life balance, Kereis offers a flexible work organisation including telework arrangements in all its companies.
These methods pay particular attention to the health and safety of employees as well as to maintaining their link with their professional community. Kereis is committed to diversity and professional equality between men and women. The 92/100 mark of the M/F equality index for 2021 shows the desire to promote all professional career pathways and to promote equal opportunities for all our employees, regardless of their gender.

  • Pay gap indicator: 37/40
  • Indicator of difference in individual rates of increase: 20/20
  • Promotion rate deviation indicator: 15/15
  • Indicator of increase on return from maternity leave: 15/15
  • High compensation indicator: 5/10

Our DNA

Excellence

We owe our partners and customers the most expert services on the market to guarantee reliable, relevant and advanced advices and the suitability of the services and products offered with the latest legal, regulatory and technological developments.

Boldness

For us, boldness means forging new pathways, having a constant lead on the competition, believing in the projects of our customers and partners, daring to improve with them and supporting them.

Agility

We owe our partners and customers flexible solutions, personalized in the shortest possible time thanks to responsive and inventive contacts offering agile approaches and the best of technology.

Proximity

At kereis, our client or partner must feel listened to and understood, be offered solutions adapted to their needs, feel important and be taken into consideration whatever their size and volume of business.

Our CSR commitments

The fundamental mission of our Group is, since the beginning, to facilitate and secure the financial project of its customers in the framework of a major event in their life or that of their company. We respond by finding the best loan or insurance solution for our clients and ensuring that policyholders affected by a life accident, sometimes dramatic, are financially supported. So we are at the heart of the lives of our customers, who ask us to advise and support them.
Our mission is in itself a response to a societal need.
But we want to go further, with a commitment approach that takes all of our stakeholders into account, and concrete actions whose impact we can monitor from year to year. This global responsibility approach allows us to respond even more and better to our ambition.
By worrying about reducing our impact on the environment, we are helping to improve the health of all. By taking care of the health and well-being of our employees and developing their commitment, we have a direct impact on the clients they support on a daily basis.