2026 : a year of outstanding innovation

Insurance is evolving. Policyholders’ needs are changing, habits are shifting, and the expectations of market players are accelerating. In the face of these transformations, Kereis has chosen innovation. It is the engine that guides our decisions, shapes our projects and fuels our promise: to lead the way for the insurance of tomorrow. In 2026, this conviction takes shape in concrete solutions, driven by our subsidiaries and recognised by the most demanding juries in the sector. Eight trophies in total, from the Cas d’Or to the Argus d’Or and the Trophées de l’Assurance. A track record that owes nothing to chance.

MyScan: Five trophies for the first AI-powered mortgage insurance pricing tool

MyScan, born from the collaboration between our subsidiaries Ça Assure and Minalea, simplifies the process of switching mortgage insurance. The user simply uploads their loan offer; the AI automatically extracts the data and generates an instant comparison across 10 insurers, with strictly equivalent coverage. Zero manual re-entry, a 100% reliable quote and a real-time estimate of achievable savings.

In 2026, MyScan won Gold at the Trophées de l’Assurance, in the Innovation Distribution category, as well as four Cas d’Or:

• Two Cas d’Or Pays de Loire (Digital Customer Experience Award & Innovation Award)
• Two Cas d’Or Expérience Client Assurance (Customer Experience Transformation Award & Innovation Award)

Rebond: innovation in service of business owner protection

Four million business owners in France operate without unemployment coverage, and 62,000 of them lose their company every year. To address this gap, Kereis Expertises created Rebond, which reinvents the protection of business owners with a unique approach combining the best of digital technology and human support. In less than two minutes and with only three pieces of information, our online platform allows business owners to compare the best unemployment insurance offers on the market.

Rebond also offers a unique support ecosystem with partner associations supporting business owners in difficulty: Second Souffle, 60,000 Rebonds and the Observatoire Amarok. They provide legal, psychological and preventive support to company managers, well beyond simple financial compensation.

Rebond received the Argus d’Or in the Health and Individual Protection category. A recognition that reinforces our ambition to create a new market standard and to make Rebond THE reference for business owner unemployment coverage.

Kereis Next: the first AI-enhanced broker workspace

Launched at the Journées du Courtage by Kereis Solutions, Kereis Next provides brokers with a next-generation partner workspace. Numerous AI features are integrated directly into the familiar working environment to simplify brokers’ daily tasks with a solution genuinely tailored to their professional needs. In particular, Next enables brokers to:

• Compare offers and prepare tailored sales pitches

• Generate a mortgage insurance quote in two minutes using the “Express Quote” feature

• Optimise contract lifecycle management step by step, from subscription to cancellation

Developed in partnership with Minalea and the group’s IT department, the AI powering Kereis Next is sovereign, hosted in France and compliant with sector requirements. Its responses are based exclusively on a knowledge base validated by Kereis Solutions: reliable, contextualised and secure.

Next received the Silver Trophée de l’Assurance in the Innovation Distribution category, just behind MyScan, which was awarded Gold.

Beneficiary: the first unified and portable beneficiary clause for temporary workers

Beneficiary also takes Silver at the Trophées de l’Assurance in the Innovation Service category.

Driven by our subsidiary Cerap, in partnership with Testamento, Beneficiary covers more than 250,000 temporary workers.

In the temporary staffing sector, workers frequently change assignments, employers and risk carriers. This mobility was creating gaps in the continuity of their coverage, exposing their loved ones to real risks of losing their benefits. Beneficiary tackles this gap by unifying the beneficiary clause across the two partner insurers and follows the worker throughout their career, regardless of their employer. The journey relies on a complete digital ecosystem, with a completion rate exceeding 80%. It allows temporary workers to create or update their beneficiary clause in just a few minutes, without paperwork and without any break in their rights.

Beneficiary carries a simple commitment: the quality of social protection should not depend on the stability of the employment contract.

New innovative projects to lead the way for the insurance of tomorrow

Eight trophies, four solutions, multiple subsidiaries involved. This 2026 track record reflects a consistent approach: starting from real problems, combining our expertise, and measuring what our solutions concretely change for policyholders and the professionals who support them.

This result is as much a commitment as it is an inspiration, because innovation does not stop at a trophy. New projects are currently being developed within the group, addressing challenges we have been observing for a long time: further simplifying customer journeys, strengthening the protection of audiences that are too often underinsured, and putting technology to work for what truly matters, human relationships and trust.

We are working, with the same method and the same conviction, to make 2027 a new milestone in this journey. That of a group that does not settle for following market developments, but anticipates them, shapes them and shares them with its partners.

See you in 2027 for what comes next.

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*Source: Altares / Banque de France